Introduction to Personal Accident Insurance

Course Introduction

This live on-line interactive insurance webinar is suitable for those new to the subject and looking for a comprehensive background to Personal Accident and Sickness insurance. The workshop will consider how the general principles of insurance are applied to personal accident and sickness policies. It will look at the cover normally provided and includes a brief overview of how claims are dealt with.

There will be two 90 minute sessions with a 15 minute break between each session.

Who should attend?

This course is aimed at insurance underwriters and brokers working in a Personal Lines environmental, or anyone who wishes to gain a basic understanding of Personal Accident and Sickness insurances.

Course Objectives

At the end of the webinar delegates will be able to:

• Outline why customers buy personal accident and sickness insurance
• Describe to customers the layout of the personal accident and sickness policy, its format and structure
• List the various types of capital and weekly benefits available
• Describe the principles of underwriting and how they apply to personal accident and sickness insurance
• Outline the principles and procedures for handling personal accident and sickness claims
• Summarise the issues surrounding fraud and fraudulent claims

Methodology

• Formal presentation
• Questions and break-out exercises
• Supplementary materials will be provided post-course
• At all points in the course, explanations will be supported by appropriate case law and statute.

Evaluation of Understanding

• Open forum question and answer session
• Scenario analysis
• Quiz
• Feedback